Commercial Insurance

FIRE & PERILS INSURANCE
		Full protection for the businessman, manufacturer, wholesaler or retailer, under our full range of perils including fire, hurricane, flood, malicious damage, explosion, riot end strike, burst water pipes, vehicular impact, aircraft damage, bush fire, smoke damage, earthquake and sprinkler leakage. Application Form
COMMERCIAL VEHICLE MOTOR INSURANCE
		We offer the most comprehensive coverage on motor vehicle, including cover for damge to your own vehicle. Third party bodily injury including damage to property of other person(s) up to 10 million. Application Form
BURGLARY INSURANCE
		We encourage you to prevent loss of contents, stock, etc., by burglary or theft. We also offer full coverage on these items, as well as repairs to your damaged premises as a result of a break in. Application Form
MARINE INSURANCE
		We cover your cargo in sea, land or air. Our Open Cargo Policy is tailored to meet the needs of the importer or exporter who has a large volume of shipments. We also give you the best coverage on your pleasure boot, small craft and fishing boot. Application Form
THIRD PARTY AND EMPLOYER'S LIABILITY INSURANCE
		We protect your future and the future of your Company or Organisation by providing cover for legal liability claims made against you or your Organisation, for bodily injury or property damage by members of the public or by your employees. We actually protect your assets! Application Form
BUSINESS INTERRUPTION INSURANCE
		We appreciate the devastating effect that fire, hurricane, etc., can have on your business or operations, and how an occurrence may eliminate your profits. We seek to restore you to the some level of production, performance and efficiency that obtained prior to a loss occasioned by a peril, covered under your Fire & Perils Policy. Application Form
PERSONAL ACCIDENT INSURANCE
		Whether you are a private in individual or an employer, your policy is designed to cushion the effect of a disabling accident on you or your employee's income and standard of living. Application Form
COMPUTER & ELECTRONIC EQUIPMENT INSURANCE
		On such valuable and expensive equipment, we provide cover for all risks of physical loss or damage, as well as for additional expenditure incurred for the use of substitute equipment. Application Form
CONTRACTORS "ALL RISKS" INSURANCE
		We are familiar with the hazards you face, and the risk you undertake as a contractor or builder. We will provide you with protection during the course of construction or works, and for an adequate maintenance period. The coverage granted will not only protect the physical building/construction risks, but will also protect against claims made by other parties for personal injuries or property damage, due to your negligence or that of your work force. Application Form
ACCIDENT DAMAGE MACHINERY INSURANCE
		Whether your machinery, equipment or plant is fixed or mobile, we provide cover for accidental damage, occurring during transit, loading and offloading, whenever applicable. Application Form
FIDELITY INSURANCE
		This policy provides cover for defalcations involving stock, samples, as well as money, occasioned by the dishonest or fraudulent act of on employee, during the course of employment. Application Form
GOODS-IN-TRANSIT
		When you have frequent carriage/transit of goods on land, we will provide cover against damage or loss, including theft, from securely locked vehicle. Application Form
MONEY INSURANCE
		Coverage is provided for loss of money by almost any cause, as well as loss of or damage to your safe or strongroom arising out of theft or attempted theft therefrom. Personal Accident Benefits are also available should the custodian or collector be injured in a robbery or hold up. Application Form
GLASS INSURANCE
		Coverage is provided for accidental breakage of glass panes, including the cost of replacement and the cost of reasonably and properly boarding up following breakage of insured glass. Application Form